Bảo hiểm
Under federal law, private insurers and Medicaid are required to cover services that have an “A” or “B” grade by the U.S. Preventive Services Task Force (USPSTF). Some insurers may choose to cover services for additional groups. Medicare coverage for preventive services is limited to tests for which Congress has explicitly authorized coverage.
The USPSTF gives annual skin cancer checks an “I” rating, standing for “insufficient evidence”—they don’t recommend for or against an annual skin check. As a result, your insurance may or may not cover an annual visit to the dermatologist. If a visit to the dermatologist is not financially feasible, you can also get your skin checked by your primary care provider at your annual check-up.
Always check with your insurance provider to find out if you’ll be covered for routine skin cancer screening.